Gold rate today in India: 24K, 22K and silver price
Benchmark rates for Mon 19 Oct 2026 (PM session), explained step by step so you know what you will actually pay.
Latest verified IBJA rates are from 19 Oct; IBJA did not publish on 20 Oct (Dussehra) and today's rates could not be confirmed at midday. Rates exclude 3% GST and making charges.
Shop rates today (Wed 21 Oct 2026): 24K ₹1,47,440–₹1,48,612 and 22K ₹1,35,150–₹1,36,128 per 10 g, as quoted by Asianet Newsable and DNA India. Jewellers add GST and making charges on top.
MCX gold futures (December futures): ₹1,45,972 per 10 g (-0.37%), as of 21 Oct 2026, morning (published 6:30 am IST), reported by Analytics Insight. Futures prices are for traders and differ from shop rates.
Looking for silver? See the silver rate today page for per-kg, per-10 g and per-gram prices.
Try it: what is my gold worth?
Enter the weight and purity. The calculator uses today's benchmark rate, so it shows the metal value only, before GST and making charges.
| Purity | 1 g | 8 g (1 sovereign) | 10 g |
|---|---|---|---|
| 24K (999) | ₹14,594 | ₹1,16,755 | ₹1,45,944 |
| 22K (916) | ₹13,368 | ₹1,06,948 | ₹1,33,685 |
| 18K (750) | ₹10,946 | ₹87,566 | ₹1,09,458 |
| 14K (585) | ₹8,538 | ₹68,302 | ₹85,377 |
Gold rate today in your city
Shop rates per 10 g quoted by Asianet Newsable (21 Oct 2026, 8:17 am IST). Tap a city for its own page.
| City | 24K | 22K |
|---|---|---|
| Gold rate in Delhi | ₹1,48,527 | ₹1,36,050 |
| Gold rate in Mumbai | ₹1,48,326 | ₹1,35,867 |
| Gold rate in Chennai | ₹1,48,612 | ₹1,36,128 |
| Gold rate in Kolkata | ₹1,48,126 | ₹1,35,684 |
| Gold rate in Bengaluru | ₹1,48,517 | ₹1,36,041 |
| Gold rate in Hyderabad | ₹1,48,577 | ₹1,36,096 |
Class in 3 minutes: how to read a gold rate
- Know the purity. 24 karat (also written 999) is 99.9% pure gold. It is used for coins and bars. Jewellery is usually 22 karat (916), which is 91.6% gold mixed with other metals so it is strong enough to wear. 18 karat (750) is 75% gold and is common in diamond jewellery. Less gold means a lower price per gram.
- Know the unit. Rates are quoted per 10 grams for gold and per kilogram for silver. Divide by 10 to get the price of one gram of gold.
- Know what is included. The benchmark rate from IBJA, the jewellers' association, does not include GST or making charges. That is why the shop price is always higher than the number on this page.
- Know why cities differ. Local jewellers' associations add their own margins and transport and local costs, so Chennai, Mumbai and Delhi can differ by a few hundred rupees.
| 22K rate per gram (today's benchmark ÷ 10) | ₹13,368 |
|---|---|
| Gold value for 10 g | ₹1,33,685 |
| Making charges (say 12%; shops charge 8–25%) | ₹16,042 |
| GST at 3% on gold + making | ₹4,492 |
| Bill you should expect | ₹1,54,219 |
Making charges are the part you can negotiate. Ask the shop to show them as a separate line on the bill, and check the BIS hallmark (HUID number) for purity.
Gold and silver rate: last 4 trading days
Read this table from top to bottom to see the trend. IBJA publishes on market days only, so weekends and holidays are missing.
| Date | 24K / 10 g | 22K / 10 g | Silver / kg |
|---|---|---|---|
| Mon 19 Oct 2026 | ₹1,45,944 | ₹1,33,685 | ₹2,08,750 |
| Fri 16 Oct 2026 | ₹1,46,426 | ₹1,34,126 | ₹2,10,918 |
| Thu 15 Oct 2026 | ₹1,45,942 | ₹1,33,683 | ₹2,08,275 |
| Wed 14 Oct 2026 | ₹1,46,064 | ₹1,33,795 | ₹2,13,822 |
Questions people ask
What is the gold rate today in India?
The IBJA benchmark for Mon 19 Oct 2026 (PM) is ₹1,45,944 per 10 grams for 24 karat and ₹1,33,685 for 22 karat, before 3% GST and making charges.
What is the silver rate today per kg?
The IBJA benchmark for silver 999 on Mon 19 Oct 2026 is ₹2,08,750 per kilogram, before GST.
Why is the jeweller's price higher than the rate online?
Shops add 3% GST, making charges (usually 8–25% of the gold value) and sometimes wastage. Online benchmark rates show the metal only.
Which is better to buy, 22K or 24K?
That depends on the purpose. 24K is purer and is used for coins and bars; 22K is harder and is used for jewellery. TotalMarket explains prices but does not recommend buying or selling.
How often is this page updated?
The rates refresh with TotalMarket's scheduled updates on every market day, usually in the morning, at midday and after the close.
Sources
- India Bullion and Jewellers Association (IBJA) — benchmark rates
- Asianet Newsable — city rates
Rates are for information only. TotalMarket does not recommend buying or selling gold or silver.